How to File Bankruptcy ...
Without a Lawyer

How to File for Chapter 7 Bankruptcy [Paperback]

This book has all the information you need. Most of the info is easy to understand for a textbook. It will be helpful to anyone contemplating bankruptcy.

Review: In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble determine if bankruptcy might be a sensible course to take, and examines what kind is appropriate for different individuals. All of the necessary forms are included, complete with explicit directions. Like all Nolo Press titles, this is a straightforward, no-nonsense book of useful advice and specific guidance, written in clear, easy-to-understand language. --This text refers to an alternate Paperback edition.

Personal Bankruptcy Laws For Dummies [Paperback]

With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead!

Discover how to: Weigh the consequences of bankruptcy, Manage your spending, Find professional help you can trust, Decide on the right type of bankruptcy, Pass the means test, Keep more of your stuff.

Review: Personal Bankruptcy Laws for Dummies is the one and only book I found that explains the intricacies of the new bankruptcy law, gives the reader all the information needed to make a rational decision on whether bankruptcy is the appropriate remedy for his or her financial illness, and provides a wealth of information in a manner that neither patronizes nor condemns. Although it recognizes the emotional toll that financial difficulties inevitably place on individuals and couples, its strength is in giving the reader all the information necessary to make a reasoned decision on whether bankruptcy is the best route and, if so, under which chapter of the Bankruptcy Code.

The Complete Idiot's Guide to Personal Bankruptcy [Paperback]

The essential chapters for those facing Chapter Seven or Chapter Eleven. With the percentage of personal bankruptcies soaring to over 10% nation­wide, and the process for filing now more complicated, many are investigating their options. This guide, by a business journalist and bankruptcy expert, offers the reader comprehensive information on: all chapters of personal bankruptcy; the most current legal information; and a detailed explanation on filing.

Jargon free, pragmatic financial advice
Clear, complete and up-to-date information about all aspects of personal bankruptcy

Lita Epstein is a seasoned financial writer who develops online courses on investing. She holds an MBA from Emory University and is the author of The Complete Idiot's Guide(r) to Improving Your Credit ...

Review: This book is great for those not only looking to file BK but want to know more about it. My only problem with the book was there was some repetitiveness that was not necessary. I am a BK Counselor and I would highly recommend this book to anyone interested in BK...however if you are looking to file get an attorney and this book DO NOT file on your own.

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time [Bargain Price] [Paperback]

Reduce your debts, save your property -- and start over!

Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan.

And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcy show you how to:

determine if you qualify for Chapter 13, stop a house foreclosure, estimate monthly payments, devise an acceptable repayment plan, complete and file forms, make up missed mortgage payments, pay off other debts, represent yourself before a bankruptcy judge or trustee.

Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

Review: "Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." -- The Midwest Book Review

Bankruptcy Basics: A Guide to Bankruptcy Rights and Procedures [Kindle Edition]

Bankruptcy Basics provides basic information to debtors, creditors, court personnel, the media, and the general public on different aspects of federal bankruptcy laws. It also provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and answers some of the most commonly asked questions about the bankruptcy process.

How to Get Credit After Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit Under Control [Paperback]

According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. A person who finds himself or herself in ...

Review: How to Get Credit After Filing for Bankruptcy: The Complete Guide to and Keeping Your Credit Under Control by Mitchell Wakem provides information useful for anyone going through financial troubles. Wakem guides the reader through the process of filing for bankruptcy, explains its positives and negatives, and then provides various ways to rebuild credit afterwards. He deflates certain myths about bankruptcy and points out many of the dangers that take advantage of the unwary.

Wakem provides clear, concise, and easily understood explanations for ...

Bankruptcy 101 [Kindle Edition]

Many people don't realize bankruptcy is actually in the U.S. Constitution, and that Walt Disney, Ulysses S. Grant, Willie Nelson, Mark Twain, Larry King, and even Abraham Lincoln all filed bankruptcy. In other words, if you need to file bankruptcy, you're in good company.

When you're in debt over your head, bankruptcy lets you make a fresh start without creditors tearing your life apart. In Bankruptcy 101, an experienced bankruptcy attorney takes you through the process of filing Chapter 7 without hiring an attorney. Filled with anecdotes, tips, and traps to avoid, this insider's guide includes four bonus appendices that are worth the purchase price.

Chapters include... Don't feel bad for the banks, What debts can be discharged?, Can I keep my stuff?, What not to do, How to rebuild your credit.

Bankruptcy is a tool. If creditors are making you miserable with garnishments, lawsuits, and other collections, you should know your rights and use them. That's what this book is all about.

When You Have to File for Bankruptcy: Step-by-Step Instructions to Take Control of Your Financial Future [Paperback]

You will learn about the major changes in bankruptcy law, bankruptcy lawyers, alternatives to filing for bankruptcy, bankruptcy code, collection agencies, exempt property, nondischargeable debts, what bankruptcy can and cannot accomplish, the automatic stay provision, foreclosure, tax levies, bankruptcy fees, the 341 meeting, bankruptcy myths, the initial consultation with your lawyer, and bankruptcy timelines. You will learn the answers to some of the most common questions about bankruptcy, such as: Will creditors stop harassing me? Will my spouse be affected? Who will know about my filing? Will I ever get credit again? What does it cost? The final section will provide a brief overview of what to do after you ...

Review: This book changed my whole perception about the concept of "Bankruptcy." Honestly, before I read it I had a very unflattering opinion and negative bias against individuals and organizations that filed for bankruptcies. But after reading this book I realized I was wrong.

The author of When You Have to File for Bankruptcy does a wonderful job of explaining that bankruptcy is not a dirty word, and that the vast majority of the filings are actually precipitated by catastrophic ...

The Road Out of Debt: Bankruptcy and Other Solutions to Your Financial Problems [Hardcover]

Joan Feeney, a Bankruptcy Judge for the United Stated Bankruptcy Court for the District of Massachusetts, and Theodore Connolly, a Finance and Bankruptcy Attorney, want to help you handle your money problems. The Road Out of Debt seeks to assist anyone who is feeling the pinch of the current economy by offering real, easy-to-use solutions that will make a difference in your life.

In addition to practical solutions outside of filing for bankruptcy, the Road Out of Debt capitalizes on the insights of a bankruptcy judge and a bankruptcy lawyer, to help you determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how to work successfully through a bankruptcy filing if you choose that road. Millions of Americans are facing dire financial situations, job losses, home foreclosures, and other major financial challenges, this book ...

Review: I am a big fan of books on the subject of debt - mainly because I was in debt for such a long time and managed, through thick and thin, lots of sacrificing AND reading these type of wonderful books to get out of debt. Now, I read them for two reasons 1) to remember how easily I can get back there and 2) to read up on methods and ideas to stay out of debt, but also to amass more savings.

Bankruptcy for Small Business Owners: How to File for Chapter 7 [Paperback]

Wipe out business debts and get a fresh start!

Small businesses are failing at record rates, and business bankruptcies are on the rise; more than 43,000 were filed in 2008-up 53% over the previous year.

Bankruptcy for Small Business Owners helps small businesses assess the financial condition of their business, determine whether they should declare bankruptcy, and offers step-by-step instructions for completing all of the bankruptcy forms and filing them in court.

It covers: what business debt and assets (if any) would be impacted by bankruptcy, bankruptcy options: Chapter 7, Chapter 13 and Chapter 11, and the eligibility factors and downsides of each, "look back" requirements (periods of time during which personal or business actions have created impediments ...

Review: If you are seriously reading this book, accept my sympathies. When I ordered it I too was on the brink, and reading through it has convinced me to try any other way I can to resolve my current financial situation. While with typical NOLO thoroughness,(with the unfortunate lack of the ubiquitous CD) it details every procedure, answers nearly every question and provides ...

The Complete Chapter 7 Personal Bankruptcy Guide [Paperback]

Your Easy-to-Follow Action Plan for Financial Recovery

Fighting off creditors and trying to pay mountain-high bills can weigh anyone down. Stop living day-to-day and regain control of your finances once and for all. The Complete Chapter 7 Personal Bankruptcy Guide can help you put an end to the abusive tactics of collection agencies and guide you through filing your ...

Cease Creditor Calls
Protect Your Home
Protect your Future
Strengthen Your Finances
Keep Your Car
Build Good Credit

EVERYTHING You Need to File Your Own Bankruptcy

Review: When I found myself with no other choice than bankruptcy, I did what most people do, I found a lawyer. Within a few weeks I became disenchanted with the service I was getting and realized that I could ...

How to Rebuild Your Credit After Bankruptcy [Kindle Edition]

If you have gone through a bankruptcy, are currently in the middle of a bankruptcy or are considering filing bankruptcy you know all too well the pain and pressure of being unable to manage your debt. You also know the emotional battle that rages within a person who is dealing with finance disaster.

If you have successfully completed bankruptcy you also know from first hand experience that bankruptcy can be a sort of "double edged sword." It does give you a tremendous relief from the pressures of your current financial situation. But, in some respects it makes your financial life even more difficult that it was before you filed bankruptcy. It especially causes severe trauma to your credit.

"How to Rebuild Your Credit After Bankruptcy" is your comprehensive guide to rebuilding your credit and bouncing back from bankruptcy. Bankruptcy may have been your last resort for dealing with previously ...

Review: I was very glad to come across this book. Filing for bankruptcy was not a fun experience, and because of the situation we were in at the time, we had no choice but to file. In the aftermath, I assumed we were basically screwed for life. No more thinking about purchasing a new home, no more credit cards, I even cringed when I'd be in the checkout line at Best Buy, knowing full well that I wouldn't even get approved for a measly Best Buy Rewards Card. Then this book came along. I didn't know ...

Bankruptcy 101: An Insider's Guide to Filing Bankruptcy by Yourself, Without an Attorney [Paperback]

Many people don't realize bankruptcy is actually in the U.S. Constitution, and that Walt Disney, Ulysses S. Grant, Willie Nelson, Mark Twain, Larry King, and even Abraham Lincoln all filed bankruptcy. In other words, if you need to file bankruptcy, you're in good company. When you're in debt over your head, bankruptcy lets you make a fresh start without creditors tearing your life apart. In Bankruptcy 101, an experienced bankruptcy attorney takes you through the process of filing Chapter 7 without hiring an attorney. Filled with anecdotes, tips, and traps to avoid, this insider's guide includes four bonus appendices that are worth the purchase price. Chapters include... --Don't feel bad for the banks. --What debts can be discharged? --Can I keep my stuff? --What not to do. --How to rebuild your credit. Bankruptcy is a tool. If creditors are making you miserable with garnishments, lawsuits, and other collections, you should know your rights and use them. That's what this book is all about.

Review: Reaching the end of your rope financially is a scary way to live. I haven't had to file bankruptcy yet, but it looms on the horizon, and I needed to know if that option was available. This book helped me understand the process, feel less guilt, and know my rights. Turns out, I can file without an attorney and keep my self respect -- along with most of my personal property. What a relief! At least ...